Spillane Law Offices
Massachusetts Bankruptcy Attorneys Chapter 7, 11 and 13 Bankruptcy

The stress of a bankruptcy can have a huge effect on all aspects of your life. Whether you are an individual or a business owner in financial distress, the decision to file on bankruptcy is a difficult one.

Choosing a bankruptcy attorney , can be almost as stressful as deciding to file for bankruptcy. At  Spillane Law Offices, we work to alleviate that stress. Our attorneys are available at all times to address our clients’ questions. We take the time to explain bankruptcy laws to our clients so they can determine whether a Chapter 7, Chapter 13, or Chapter 11 bankruptcy filing is right for their situation.

Chapter 7, or liquidation, bankruptcy is for individuals or businesses wishing to cease operations. Individuals who file a Chapter 7 bankruptcy claim must forfeit some assets to pay off creditors. Our bankruptcy attorneys go through our clients’ assets and determine which are exempt and which are non-exempt. The bankruptcy court will liquidate the non-exempt assets. Contact Spillane Law Offices immediately, if you believe a Chapter 7 Bankruptcy is right for you.

Chapter 13 Bankruptcy allows individuals to keep most of their assets, including their home and cars, and restructure their debt. Our attorneys will work with a bankruptcy trustee to develop a plan that allows our clients to pay off their debt over a three to five year period. At the end of that period, our clients have discharged all their debt and have retained their assets. Contact Spillane Law Offices immediately, if you believe a Chapter 13 Bankruptcy is right for you.

Chapter 11 Bankruptcy gives businesses the opportunity to continue operations while the company’s debt is restructured. The goal of a chapter 11 bankruptcy filing is to create a situation where the business can work through its debt problems and emerge from bankruptcy in a strong financial situation. If your business is struggling financially and you are considering a Chapter 11 bankruptcy, please contact the Spillane Law Offices.

Whether you are filing a Chapter 7, Chapter 13, or Chapter 11 bankruptcy, creditors must stop all harassing phone calls, letters, foreclosures, and repossessions. It is important to hire a local attorney who will provide a solution to your situation, not a canned solution to any situation. At Spillane Law Offices, we listen to our clients, determine a solution for their unique situation, and then ensure that they understand what is happening throughout the bankruptcy process.

We have four office conveniently located throughout southeast eastern Massachusetts.

If your financial situation is preventing you from moving forward with your life contact Spillane Law Offices. The initial consultation is free and we will put our Tradition of Excellence to work for you.